Category Archives: Injury

How Much Can I Recover in My Motorcycle Accident Injury Settlement?

Motorcycle accidents can have catastrophic results, when it comes to the lives of everyone involved. These accidents often result in very serious injuries, damages and even fatalities. Most motorcycle crashes involving other vehicles result in the motorcyclist needing immediate medical treatment. Many crashes cause the rider to need long-term follow up care or rehabilitation for injuries sustained in the accident. Of course, there are also other damages, including property damage, lost income due to missed work and rehabilitation costs.

If you have been injured in a motorcycle accident that was not your fault, you need the help and guidance of an experienced motorcycle accident attorney phoenix. A motorcycle accident lawyer can help you receive the settlement you deserve for injuries and other damages as a result of your accident.

Overall Costs of Motorcycle Accident Damages in the U.S.

According to the Highway Loss Data Institute, the highest overall motorcycle accident property damage losses in 2014 were experienced by super sport motorcycle riders. These motorcycles sustain more damage at greater expense than nine other classes of motorcycles.

In an index of property damage losses all motorcycles are indexed at 100, whereas super sport motorcycles receive an index of damage at 345. This means that damages sustained by super sport motorcycles and paid by insurance companies are 3.45 times greater than other types of motorcycles. Super sport motorcycle owners also file insurance claims with greater frequency than owners of other types of motorcycles.

The U.S. Government Accounting Office (GAO) reported that motorcycle crashes occurring in 2010 cost about $16 billion. These costs included:

  • Emergency services on the accident scene
  • Medical costs
  • Rehabilitation
  • Property damage
  • Loss of income
  • Loss of household productivity
  • Insurance costs
  • Defense attorney costs for the at-fault driver

Of the above costs to accident victims and negligent drivers, lost income and market productivity accounted for the largest percentage of overall accident costs. Lost wages and market productivity were 44 percent of total crash expense. Medical costs rated at 18 percent of the overall accident financial toll.

Personal Financial Toll of Motorcycle Accidents

Damages associated with your motorcycle accident will usually depend on the types of losses you experienced due to your crash. You will likely be able to claim several types of compensation as being owed to you by the at-fault driver, including some or all of the following:

Medical Costs

As an injured victim in a motorcycle accident, you were probably provided with emergency medical treatment at the scene of the crash. You may have been transported to the hospital by ambulance. Whether you did receive EMT attention or walked into the hospital yourself, you likely have multiple injuries necessitating ongoing medical care. All of these costs, as well as rehabilitation and future costs of your injuries, can be claimed toward settlement compensation.

Lost Income

When you were injured in your motorcycle accident, you may have missed some work for recovery from the crash. You may have also missed work to attend medical appointments for injury care and other accident related requirements. If you are seriously injured, you may miss work for the long term. These hours, days or weeks of lost work and financial impact of those losses can be included in your claim.

Property Damage

Your motorcycle is likely damaged after your accident. You probably face expensive repair or replacement costs. These costs will be part of your settlement. You may also need an alternate form of transportation while your motorcycle is being fixed or as you await replacement. These auto rental costs can also be included in your compensation, in most circumstances.

Pain and Suffering

Although pain and suffering costs may be included in your settlement amount, these expenses can be difficult to calculate. Factors in this amount include the types of injuries you sustained in your crash, the nature of treatments required and how extensive the medical treatment is for recovery. Insurance companies often challenge pain and suffering amounts claimed by injured victims of accidents. So you will need to provide documentation of injuries and expenses for your pain and suffering to be considered in the settlement.

You Need an Experienced Motorcycle Accident Lawyer

After your motorcycle accident, you need a trusted, skilled and experienced motorcycle lawyer to handle your insurance claim. A good personal injury lawyer phoenix will know your state’s laws governing motorcycle accidents and can help you understand your legal rights and how your personal injury claim must be submitted to insurance companies.

The ideal result of a motorcycle accident injury claim is a quick settlement with the defendant’s insurance company. A personal injury lawyer can help facilitate this settlement and negotiate with insurance adjusters to ensure you are compensated as you deserve for your damages.

But if the claim settlement offer is not satisfactory for your damages and personal needs, your personal injury lawyer can take your claim to court for a judgment to be received. If your motorcycle accident attorney has a reputation among insurance adjusters in your state, you stand a better chance of achieving a positive settlement instead of having to go to court. But when court is necessary, a quality attorney will fight for you to gain the amounts you truly deserve.

college campus

Campus Safety

As a college student, you may be experiencing complete freedom for the first time in your life, and it may seem both exhilarating and overwhelming. You left your parents at home and now you are on your own (except when it comes to cash, of course). Nevertheless, no one can tell you what you can and cannot do, as probably you know everything already, correct? Unfortunately, statistics show otherwise.

Even though college campuses are regarded as a sort of safety bubble for students, crimes of different sorts continue happening. Crimes ranging from assaults, to burglaries to sex crimes have been reported on many campuses across the nation. While most of them are committed by residents (students) of the campus, almost 20% were committed by outsiders from the surrounding communities. No one expects anything like that to happen in the new life that you are about to start, but it is wise to keep a  few tips in mind to  assist you during times of need as you finish your studies on campus. As the old adage goes, “Better safe than sorry.”

Campus Is Not As Safe As Many Think

As much as you are used to listening to your mp3 player or Smartphone at all times, at least as a freshman, avoid this habit and try to become more aware of your surroundings. Watch and scan carefully for different people and scenarios in order to recognize a potentially dangerous situation in time to avoid it. College students come from many different places and backgrounds, so it is impossible to be quite sure if every single one of them has fully honest intentions. Walking alone at night has never been a good idea for any place in the world and college campus are not the exception. Always invite a trusted friend to join you on your night walks back to your dorm. Aside from experiencing potential danger outside, indoor crime can be serious as well, both for you and your possessions. Let locking the doors and closing the windows while you are asleep or out become a trustworthy habit. This can spare you from burglaries, assaults, or even sex crimes. Most campuses have specific emergency systems and emergency points; be informed on where they are located and how to access them. Furthermore, get to know your campus well. Walk around the campus frequently and get to know paths, shortcuts and hiding spots.

Additional Tips

Parties will probably be an avoidable part of your college life, and even though they are seemingly harmless, try attending with at least one friend that’s going to stick around with you. Don’t allow yourself to get too lost in all of the madness happening there. Taking self-defense or martial art classes can also be beneficial if you are ever in an unforeseen situation; even carrying a simple pepper spray can be advantageous. No one is 100% safe anytime, anywhere, so with this in mind be sure you have taken necessary precautions in case you encounter a precarious situation.

What safety measures does your campus have in place?  

Interact with Dogs: Child Safety

Dog experts will agree that some dogs bite and some dogs don’t, but all dog bites are preventable. Unfortunately, children are at a high risk of receiving a bite from a dog. In Canada and the United States, between 1982 and 2014, of all the reported dog bite cases, 81% of the victims were children. Additionally, between 2010 and 2012, 359,223 children were bitten by a dog and while many people assume that dog bites are received from strange dogs, about 61% of dog bites occur within the home or in a familiar place.

While there is often controversy as to where the responsibility falls when a dog bite occurs (some blame the owners, others blame the victim) parents can help decrease the risk of a dog bite by teaching their child how to responsibly and safely interact with dogs.

Adult Supervision Around Dogs

Although it’s important that children are taught how to behave around dogs, either familiar or unfamiliar, adults are also responsible for supervising children around dogs. If an adult is around, particularly the owner of the dog, the dog is less likely to attack. If an attack does occur, adult intervention can help reduce the severity of the attack (ie. fatal attack). Similarly, if a child is left alone with a dog and the dog does attack, the child is less likely to free him or herself from the attack than if an adult was present. Not only are adults responsible for supervising a dog’s behavior, unsupervised children are more likely to wander off into a potentially dangerous situation.

Why Do Dogs Bite?

This is an important question to answer, especially for people who assume that dogs are always at fault. First off, there is no one reason why dogs bite, but here are a few:

  • Dogs are Pack Animals: By nature, dogs are pack animals and much of their behavior is based on such instincts. Since children are typically smaller than most dogs, some dogs may consider themselves as superior or alpha. Additionally, a dog may display protective behavior for a territory or person (which is also instinctive behavior).
  • Boundaries are Compromised: Many dogs are territorial and have boundaries in which they feel comfortable and safe. Children, on the hand, do not understand boundaries. An overly protective dog can feel threatened when his or her boundaries are crossed.
  • Too Much Physical Contact: Most dogs like affection and are eager to receive it, but if a tail or ear is pulled by an overly affectionate child, a bite may occur as a warning to “back off”.

Show and Tell Your Child How to Interact with Dogs

While dog owners have a great responsibility to teach their dogs not to bite and to recognize a potentially dangerous situation (ie. meeting strangers or too much stimulation in public), parents can only control how their child acts around dogs (or how the family dog acts). Here are some tips to teaching your child how to act around dogs:

  • When approaching a dog (and his or her owner) always walk slowly and quietly
  • Always ask the owner if you can pet his or her dog, never assume
  • If the owner says “yes”, slowly extend your hand to let the dog sniff the back of it (not the palm)
  • Pet a dog’s shoulder or chest, not the head

 

Additionally, if a child is in a dangerous situation with a dog, he or she should:

  • Never run, but give the dog a jacket, backpack, or something not attached to them
  • Avoid direct eye contact and stand like a tree with arms at their sides
  • Remain quiet and curled up in the fetal position if the dog knocks him or her down

Office Space : Decorate for Holiday Festivities

They say “tis the season to be jolly.” This does not have to be restricted to only your personal life. However, you do not want to take your holiday celebrations to the extreme either. There is wisdom in balancing your career with your holiday excitement. Unless your livelihood is not linked to the paycheck you receive from your job or you work from Scrooge then finding that happy medium will be vital. Most business establishment and offices use this festive period to give their surroundings a new and appealing look. Typically everyone appreciates beautiful decorations and you can use that as your first step to test the waters. If you turn your cubicle office space into a cleanly designed but holiday themed work zone then there is a probability that your employer might take notice and invite you to decorate the entire business premises. This would give you the opportunity to demonstrate your team spirit and bring some seasons glow.

The following are some tips that can make your holiday time spent at work more enjoyable:

  • Mind the size of your office. Even if your boss or other employees don’t appreciate office decoration during holidays, you can do it in a way that they won’t be bothered. Don’t over-do it like most people do. Just keep it simple and beautiful. If you over-clutter your space with Christmas trees and toys, when you know your office is small, then you are making it look like your job is secondary. It could also portray you as disorganized.
  • Start and end with cleaning. If your employer or other co-worker seem to be less than pleased with your decorations, they will appreciate a neat office. Start the decoration from your door by giving it a little scrub and then move on to clean the walls and windows of your office. You must also be sure to clean up any mess your decoration might have created in the course of designing them.
  • Use small but beautiful decorations. Having adopted the principle of simplicity, you can go ahead and get beautiful but colorful Christmas trees that you can attach to your door or office table. You might also want to speak with your boss and see if he/she would want to increase team moral by throwing a contest. This would promote teamwork and make the office look more festive. Be sure that any materials or tools you use at your place of employment has been approved and sanctioned by your supervisor. There is always the possibility of an accident at work.
  • Changing your window blinds to colorful green and red mixture during festive periods like this is also acceptable.
  • Choose your decoration time cautiously. If you don’t want to offend others, ensure your decoration time is well planned and scheduled to avoid criticism. You should try not to decorate during your work hours. Decorating activities should take place either before or after your normal schedule. This will not only give you time to focus on the placement but will come as a surprise to your co-workers.
  • Avoid loud music. If you are alone in the office or you share it with others, you must avoid any form of distraction. Christmas songs are good and melodious but you need to make sure that your music is not distracting another employee.

What are your plans for the holidays? Do you have any office decorating tips you would like to share?

 

Winter Driving Safety

As soon as snow and ice arrives on roadways, some drivers act like they have never driven in wintery weather. Although a good amount of winter car accidents occur due to the inclement weather, many accidents occur because of a driver error. Fortunately, there are ways that you can decrease your chances of getting in an accident during the icy and snowy winter weather.

Get a Car Check-Up

 

The National Highway Traffic Safety Administration (NHTSA) recommends getting your car checked out before the winter weather hits, but if snow has already fallen where you live go ahead and visit a trusted vehicle technician. Even if you have scheduled maintenance on your vehicle, you’ll want to make sure the following are running and working properly:

 

  • Tires: A tire with little tread will be of little help on the ice and snow. A good rule of thumb when testing the tread on your tire is by putting a penny in one of the treads. If Lincoln’s head is covered, your tread is good. If not, you should have your tires checked out and consider getting them replaced. It’s always a good idea to stick to your tire rotation schedule, too.

 

 

  • Battery: Colder weather is hard on your car’s battery and if it’s older you’re likely to go out to your car some morning and find that it won’t start. Check the cable connections and make sure that the terminals (or posts) are clean. It may be a good idea to go ahead and purchase a new one if your battery is old.

 

 

If your car technician suggests replacing anything else, such as hoses, don’t wait until you have a breakdown. It will save you more money in the long run.

Refresh Yourself on Winter Driving

 

Winter driving can be stressful, particularly if you’re caught in a snowstorm during your commute. Although you may be nervous or feel under pressure by other motorists, stay calm and take your time.

 

  • Get the Forecast: Whenever possible check out the weather forecast and if it sounds like travel isn’t recommended, try to stay off the roads. Give yourself extra time to get to where to need to go.

 

  • Keep Your Distance: Tailgating is a terrible driving habit. In the winter, in particular, it’s extremely important to keep a safe distance between you and other vehicles, specifically larger trucks and snow plows. Never try to pass a snowplow.

Prepare Yourself for an Emergency

 

No one wants to get stranded or run into car issues during the winter months, but it’s wise to prepare yourself for any type of emergency. Experts suggest either buying or building your own winter emergency car kit, which can include anything from non-perishable foods to blankets to flashlights and road flares.

 

Winter driving doesn’t need to be dangerous. A lot of the winter driving risks depends greatly on the choices that drivers make in maintaining their vehicles and how they operate their vehicles.